Individual Income Protection

Our Footprint & Appetite: Individual Income Protection or ASU (Accident, Sickness & Unemployment) cover is available to brokers via Berkeley Alexander’s SafeGuard Protect product.

This is a modular policy offering a lump sum Personal Accident benefit following an accidental bodily injury as well as a monthly benefit should the client be unable to work as a result of an accident or sickness, plus Job Loss cover (unemployment insurance).

  • Personal Accident

  • Mortgage/Rent Protection

  • Income Protection

Evaluating income and expenditure

Why choose Everywhen?

As experts in static caravan Insurance, we provide specialist cover for all types of static caravan. Our highly trained advisors, part of our dedicated Broker support team, will be able to guide you through a quote. You can call, email or use our broker portal for a quote. The team are here to support with all your clients needs.

The standard cover

Our Leisure Home Insurance is designed to give customers peace of mind, in the event the worst should happen.

Key covers we offer:

  • Storm, Flood, Fire, Theft and Malicious Damage, excludes Storm Damage to hedges, gates and fences

  • Accidental Damage, excludes contents outside of the structure

  • Escape of water or oil from any fixed heating or domestic water installation, boiler, washing machine dishwasher or (see policy wording for exclusions)

  • Spoilage of Frozen Food up to £250, caused by any malfunction or rise or fall in temperature in the freezer

  • Garden Cover, including items within the pitch boundary, up to £750 for re- landscaping but no more than £250 for any tree shrub or plant

  • Public Liability up to £5m

  • Frost Damage to Plumbing installations and interior boiler, fixed domestic water or heating installations.

Additional cover options include:

  • Homecare Emergency 24hr helpline and assistance, including emergency repair services for: internal plumbing and drainage; external windows, doors and locks; damage caused due to lost, stolen or broken keys; heating repairs of the main heating source; damage to roof caused by adverse weather conditions or fallen

  • Legal Protection expenses and assistance, for disputes and misrepresentation relating to use and enjoyment of the home, the site and facilities. Plus, other legal protection against Personal Injury, Consumer Disputes and other legal disputes.

  • Key Protection for the policyholder and immediate family members, including named drivers for motor

  • Excess Protection Gold cover includes excess cover for the leisure home policy up to £250 a year, plus motor, travel and pet insurance Excludes claim amounts less than the excess value.

  • Hiring Out - Option to extend cover to include accidental loss or damage, malicious damage or theft, whilst lent or hired out, which is not covered under the standard

  • Standard excess of £75 with the option to increase amount to £100 or £250.

Discussion at office meeting

Our cover and service USPs

Online quote & buy with the ability to quote all three covers in one simple quote process and purchase cover in a single combined application. To obtain access to the webquote system please contact Everywhen on the email above.

Premiums are paid via interest free direct debit with commissions paid monthly.

Berkeley Alexander can consider product enhancements for affinities or client groups. If you have a proposal, then contact the Everywhen team on the contact details provided.

Ready to get started?